 昆明市住房公积金贷款与银行住房贷款利率及还款对照表
2006-04-10 | |
| |
|
( 借款额以一万元为例 , 还款方式为等额本息还款法 , 银行贷款年利率为人民银行公布执行的最低利率 , 各银行可能有所不同。 )
单位 : 元
|
贷款期限 |
公积金贷款 |
公积金贷款 |
与银行贷款月还 |
银行贷款 |
银行贷款月 |
|
年 |
月 |
年利率 |
月还款本息 |
款额的差额 |
年利率 |
还款本息 |
|
1 |
12 |
3.96% |
到期一次还本付息 |
|
5.27% |
到期一次还本付息 |
|
2 |
24 |
3.96% |
￥434.07 |
￥5.85 |
5.27% |
￥439.92 |
|
3 |
36 |
3.96% |
￥295.06 |
￥5.86 |
5.27% |
￥300.92 |
|
4 |
48 |
3.96% |
￥225.61 |
￥5.91 |
5.27% |
￥231.52 |
|
5 |
60 |
3.96% |
￥183.98 |
￥5.97 |
5.27% |
￥189.95 |
|
6 |
72 |
4.41% |
￥158.33 |
￥5.10 |
5.51% |
￥163.43 |
|
7 |
84 |
4.41% |
￥138.58 |
￥5.16 |
5.51% |
￥143.75 |
|
8 |
96 |
4.41% |
￥123.81 |
￥5.23 |
5.51% |
￥129.04 |
|
9 |
108 |
4.41% |
￥112.35 |
￥5.30 |
5.51% |
￥117.65 |
|
10 |
120 |
4.41% |
￥103.21 |
￥5.37 |
5.51% |
￥108.58 |
|
11 |
132 |
4.41% |
￥95.75 |
￥5.44 |
5.51% |
￥101.19 |
|
12 |
144 |
4.41% |
￥89.56 |
￥5.51 |
5.51% |
￥95.07 |
|
13 |
156 |
4.41% |
￥84.34 |
￥5.58 |
5.51% |
￥89.92 |
|
14 |
168 |
4.41% |
￥79.88 |
￥5.65 |
5.51% |
￥85.53 |
|
15 |
180 |
4.41% |
￥76.04 |
￥5.72 |
5.51% |
￥81.76 |
|
16 |
192 |
4.41% |
￥72.69 |
￥5.79 |
5.51% |
￥78.48 |
|
17 |
204 |
4.41% |
￥69.76 |
￥5.86 |
5.51% |
￥75.62 |
|
18 |
216 |
4.41% |
￥67.16 |
￥5.93 |
5.51% |
￥73.09 |
|
19 |
228 |
4.41% |
￥64.85 |
￥6.00 |
5.51% |
￥70.84 |
|
20 |
240 |
4.41% |
￥62.78 |
￥6.07 |
5.51% |
￥68.85 |
|
21 |
252 |
4.41% |
￥60.92 |
￥6.13 |
5.51% |
￥67.05 |
|
22 |
264 |
4.41% |
￥59.24 |
￥6.20 |
5.51% |
￥65.44 |
|
23 |
276 |
4.41% |
￥57.72 |
￥6.26 |
5.51% |
￥63.99 |
|
24 |
288 |
4.41% |
￥56.34 |
￥6.33 |
5.51% |
￥62.67 |
|
25 |
300 |
4.41% |
￥55.07 |
￥6.39 |
5.51% |
￥61.47 |
|
26 |
312 |
4.41% |
￥53.92 |
￥6.46 |
5.51% |
￥60.37 |
|
27 |
324 |
4.41% |
￥52.85 |
￥6.52 |
5.51% |
￥59.37 |
|
28 |
336 |
4.41% |
￥51.87 |
￥6.58 |
5.51% |
￥58.46 |
|
29 |
348 |
4.41% |
￥50.97 |
￥6.65 |
5.51% |
￥57.62 |
|
30 |
360 |
4.41% |
￥50.14 |
￥6.71 |
5.51% |
￥56.84 |
| | | | 来源：
昆明市住房资金管理中心 |
|